Private Capital
Explore deal-level lending opportunities tied to real estate acquisitions in Northeastern Pennsylvania. Review how the notes are documented, how capital is used, and the risks to consider before making a decision.
Ways to participate
Bridge notes are currently available on a deal-by-deal basis. Additional structures remain in development and are shown only as an overview of potential future offerings.
Stated rate
10 – 12%
Term
6 – 18 months
Collateral
Mortgage-secured
Direct private lending to House Buying Solutions on individual acquisition and renovation projects. Each note is a bilateral promissory note secured by a recorded mortgage on the subject property.
Target range
8 – 10%
Term
12 – 36 months
Proposed structure
Fund structure (506(b))
Concept for a pooled capital vehicle with exposure across multiple projects. This structure is still in development and is not currently available.
Not currently available. Any future offering would be subject to final documentation and eligibility requirements.
Target range
6 – 10%
Term
24 months – 10 years
Proposed structure
Equity position with preference
Concept for preferred equity positions in stabilized portfolio assets. This structure is still in development and is not currently available.
Not currently available. Any future offering would be subject to final documentation and eligibility requirements.
The lending process
Each opportunity is underwritten and documented separately. A recorded mortgage may provide collateral support, but it does not remove the possibility of delay or loss.
The HouseBuyingSolutionsPA.com acquisition team sources off-market and distressed properties across Northeastern Pennsylvania — an area we have operated in for over seven years. Every deal is underwritten before a commitment is made.
At the purchase closing, funds are used to acquire the property. A promissory note documents the loan terms, and a mortgage is recorded on the property in the lender’s favor. The practical protection provided by that lien depends on the property value, lien priority, documentation, and enforcement process.
During the renovation and resale period, the note provides for interest payments at the documented rate and schedule. Payments are obligations of the borrower and are not guaranteed; the recorded mortgage serves as collateral support if the borrower does not perform.
When the property sells or refinances, proceeds are intended to repay outstanding principal and interest before the mortgage is released. Actual timing and recovery can vary, and repayment is subject to borrower performance and available proceeds.
After a note is repaid, a lender may independently evaluate another available deal or retain the proceeds. Each new note is a separate decision with its own property, underwriting, documents, and risks.
We want prospective lenders to evaluate both the structure and the underlying deal—not just the stated rate.
In development
These concepts are not currently available. Final terms, eligibility, documentation, and regulatory treatment may differ from the preliminary descriptions below.
A capital fund could pool investor capital and deploy it across multiple acquisitions. A multi-asset structure may spread exposure across several deals, but diversification does not eliminate risk. This concept is in development; no interests are currently being offered, and any future structure, economics, distributions, and eligibility requirements would be defined in formal offering documents.
Contact us for detailsPreferred equity is generally an ownership position with negotiated priority relative to common equity. Unlike a bridge note, its performance can depend on a property’s cash flow and value over a longer holding period. This concept is in development; no interests are currently being offered, and any future priorities, economics, risks, and eligibility requirements would be governed by formal offering documents.
Contact us for detailsInvestor portal
Request an LP account to review available deal information and project updates. Access does not constitute an offer, recommendation, or commitment to lend.
Important Disclosure
This page is for general informational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation concerning any security, loan, or investment. Any opportunity would be made only through final transaction documents and after applicable eligibility and legal review. Lending and investing involve risk, including delays, illiquidity, collateral-value changes, enforcement costs, and the possible loss of principal. A mortgage or other collateral does not guarantee repayment. Stated rates and target ranges are not assurances of performance, and past results do not predict future outcomes. Prospective participants should perform their own diligence and consult their legal, tax, and financial advisors. Products marked “Coming Soon” are not currently available and remain subject to business, regulatory, and legal structuring requirements.
