Is this Pennsylvania title insurance practice test free?
Yes. All 257 practice questions, their explanations, and every study mode are free. No account or email address is required.
Free study resource
Free Pennsylvania Title Insurance Agent Practice Test
Find the topics that deserve your next study session. Take a 60-question practice exam, work through the full outline, or drill a weak topic. Get clear results and explanations for every answer choice.
- Original questions
- 257
- Exam time reference
- 80 minutes
- Mapped outline topics
- 181
- Cost & access
- Free · No signup
What you will practice
Six domains. A clearer study plan.
The topic weights below come from the PSI Pennsylvania Title Insurance Series 16-10 outline (PDF). The exam column shows our rounded allocation across a 60-question session. The full bank supports broader review; these counts do not promise the exact mix on your exam.
| Topic area | PSI weight | Per exam | Full bank |
|---|---|---|---|
| Real estate transactionsEscrow, closing documents, settlement calculations, RESPA, and exchanges. | 31% | 19 | 50 |
| Title insurancePolicies, commitments, coverage, exclusions, and insured interests. | 23% | 14 | 40 |
| Title exceptions and procedures for clearing titleLiens, judgments, releases, probate, bankruptcy, and title defects. | 21% | 12 | 40 |
| Insurance regulationPennsylvania licensing, recordkeeping, reporting, and prohibited practices. | 12% | 7 | 44 |
| Real propertyOwnership, conveyances, legal descriptions, easements, and estates. | 10% | 6 | 40 |
| General insurance conceptsRisk, insurance principles, agency authority, contracts, and legal interpretation. | 3% | 2 | 43 |
Question set dated . Use the full outline sweep for broader topic exposure. Results show what you have answered and what still needs assessment.
Real estate transactions: mapped topics
- Escrow terminology
- Types of escrows
- Escrow contracts
- Fiduciary responsibilities of title agents
- Deeds
- Mortgages
- Notes
- Releases
- Acknowledgment forms
- Scheduling of closing
- Types of documents used
- FHA requirements
- VA requirements
- Real Estate Settlement Procedures Act (RESPA)
- Insured closing protection
- Recording and disbursement procedures
- Settlement statement, lender and government entity requirements
- Contract sales
- All-inclusive trust deed
- Lot sales
- Loan closings
- Exchanges (including 1031)
- Types of records
- Types of recording systems
- Requirements to record
- Recording steps
- Acknowledgments
- Presumptions
Title insurance: mapped topics
- Risk of error in public records
- Hidden off-record title risks
- Risk of omission and commission by producer
- Individual
- Commercial
- Fee simple estate
- Leasehold estate
- Life estate
- Easements
- Commitments
- Owner’s policy
- Loan policy
- Leasehold policy
- Enhanced policies
- Insuring provisions
- Schedule A
- Schedule B — Exceptions from coverage
- Exclusions from coverage
- Conditions and stipulations
- Endorsements
- Hard copy index
- Computer index
- Chain sheet
Title exceptions and procedures for clearing title: mapped topics
- General exceptions
- Voluntary and involuntary liens
- Federal liens
- Judgments
- Taxes and assessments
- Surveys
- Condominiums
- Water rights
- Mineral rights
- Equitable interests
- Attachments
- Executions
- Covenants
- Conditions
- Restrictions
- Acknowledgments
- Mechanic's lien
- Bankruptcy
- Probate
- Good faith
- Foreclosure
- Claims against the title
- Lis pendens
- Releases
- Assignments
- Subordinations
- Affidavits
Insurance regulation: mapped topics
- Process
- Persons to be licensed
- General requirements
- Title producer additional requirements
- Appointment procedures
- Expiration
- Renewal
- Reporting of actions
- Fictitious names
- Address change
- Continuing education
- Cease and desist order
- Revocation, suspension, nonrenewal, denial of license
- Fines
- Commissioner general duties and powers
- Solvency
- Rates
- Unfair claims settlement practices
- Examination of title required
- Charges for extra services
- Unfair inducements/marketing practices in obtaining title business
- Record keeping
- Prohibited acts
- Rebates/Inducements
- Misrepresentation
- Twisting
- False advertising
- Defamation
- Boycott, coercion or intimidation
- Unfair discrimination
- Fair Credit Reporting Act
- Fraud and false statements
Real property: mapped topics
- Definition of real property
- Types of real property
- Title to real property
- Marketable title
- Conveyances
- Encumbrances
- Adverse possession
- Condemnation
- Riparian Rights
- Escheats
- Involuntary transfer
- Abandonment
- Judicial sales
- Intestate
- Testate
- Trusts
- Tenants in common
- Joint tenancy
- Tenants by the entirety
- Acknowledgments
- Individuals
- Corporations
- General partnerships
- Limited partnerships
- Fictitious names
- Trust agreements
- Limited Liability Company (LLC)
- Types of legal descriptions
- Types of measurements used
- Language of legal descriptions
- Structure and format
- Interpretation
General insurance concepts: mapped topics
- Risk
- Exposure
- Hazard
- Peril
- Loss
- Avoidance
- Retention
- Sharing
- Reduction
- Transfer
- Elements of insurable risks
- Adverse selection
- Insurable interest
- Law of large numbers
- Reinsurance
- Insurer as principal
- Producer/insurer relationship
- Express
- Implied
- Apparent
- Responsibilities to the applicant/insured
- Offer and acceptance
- Consideration
- Competent parties
- Legal purpose
- Contract of adhesion
- Aleatory contract
- Personal contract
- Unilateral contract
- Conditional contract
- Ambiguities in a contract of adhesion
- Reasonable expectations
- Indemnity
- Utmost good faith
- Representations/misrepresentations
- Warranties
- Concealment
- Fraud
- Waiver and estoppel
How to use the practice test
Make your next study session count.
Take a first pass without notes.
Use the 80-minute exam benchmark if you want to practice pacing. Answer from what you know so the result helps reveal your study gaps.
Review the rule behind each answer.
Read the explanations and linked sources, including questions you guessed correctly. Explain why the other choices do not fit the facts.
Study the gaps, then test your recall.
Start with topics you missed in the larger domains. Use focused drills on weak topics and a full outline sweep for untouched topics. Revisit the concepts without looking at the answers.
Before you begin
Practice test questions, answered.
Are these actual PSI exam questions?
No. These are original educational questions created for this resource. They are not copied from the licensing exam. This practice test is not affiliated with or endorsed by PSI or the Pennsylvania Insurance Department.
How many questions are on the Pennsylvania title insurance exam?
The PSI Series 16-10 content outline lists 60 items and 80 minutes. The exam-practice mode draws 60 questions from the larger bank; the outline sweep is longer and untimed. Check the current PSI candidate bulletin and your appointment instructions for the rules and timing that apply to your exam.
Does a high practice score mean I will pass?
A score shows how you performed on these questions. It is not a validated prediction of your licensing exam result, and passing is not guaranteed. Repeating the same set can also measure memory of the answers rather than understanding.
How much of the exam outline does this cover?
The bank maps questions to 181 topics across all six sections of the PSI Series 16-10 outline. The full outline sweep includes each mapped topic; a 60-question session is a sample. One or two correct answers are limited evidence, and the bank cannot guarantee every way a topic may appear on the exam. This resource provides no continuing education credit or licensing certification.
What do the results show?
You get a score by subject, confident mistakes, correct answers marked unsure or guessing, and topics not yet assessed. Open any answer for explanations and sources, start a focused practice round, and copy or download your study report. Up to 12 session summaries remain in this browser; no test data is uploaded.
See where to focus next.
Start with what you know. Use each explanation to build a better understanding of the rules behind a title transaction.
Start the free practice test